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By now I’m sure most of you have heard about Houston native Paul Aker who was arrested by US Marshals for not paying student loans. To think you could be arrested over your student loan debt is unheard of, but this could be your consequence for failure to pay. Sure it will be the last resort after payment plans and wage garnishment but do you want to work 80 hours to only bring home half the pay? The answer is no! Start by taking a real look at your loans and finances. Begin with your lowest amount loan first and set realistic goals. Once you are aware of what you’re able to comfortably afford every month begin the process of repayment on your terms.