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Have you ever wondered why your 65+ coworker is still working just as hard as you in your 20’s? Well lack of retirement planning has a lot to do with it. Recent studies show that there has been a decline in retirement planning. Working and not putting anything away for your future is an injustice to yourself. Most companies have 401k options available to you. If not contact your bank and seek guidance on savings plans that are tailored towards retirement. Start taking a serious look at your future or you will become that 65+coworker.